Mortgage payment calculator

Explore how home price, down payment, and loan terms affect an estimated monthly payment.

Home price ($)

Down payment ($)

Annual interest rate (%)

Loan term (years)

Annual property taxes ($)

Annual homeowners insurance ($)

Monthly HOA dues ($)

Monthly mortgage insurance ($)

Estimated monthly payment

$2,166.96

Loan amount: $240,000.00

Principal & interest: $1,516.96
Property taxes: $500.00
Homeowners insurance: $150.00
HOA dues: $0.00
Mortgage insurance: $0.00

Discuss your options

Estimates only, not a rate quote, loan offer, or credit approval. The sample interest rate is illustrative and is not an Atlas advertised rate or APR. Enter your own tax, insurance, HOA, and mortgage insurance estimates. Actual costs and eligibility vary; closing costs are not included.